Disclosures

Andrew Bermani-McCann is a registered representative of LPL Financial, Member FINRA/SIPC, and an investment adviser representative offering advisory services through LPL Financial. Andrew operates as a financial advisor affiliated with North Pointe Wealth Management, a separate entity from LPL Financial.

North Pointe Wealth Management is not a registered broker-dealer or investment adviser. Securities and advisory services are offered through LPL Financial. Only Andrew's relationship with LPL Financial constitutes a registered broker-dealer or advisory relationship for regulatory purposes.

Andrew is currently registered to conduct securities business in the following states:

• Massachusetts
• Connecticut
• New Hampshire

Registration as an investment adviser representative does not imply a certain level of skill or training. Andrew may only conduct securities business in states where he is properly registered or exempt from registration requirements.

Investing involves risk, including possible loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio.

The following risks, among others, are generally applicable to investment accounts:

• Market Risk — The value of investments may fluctuate due to broad economic and market conditions.
• Interest Rate Risk — Rising interest rates can cause bond prices to fall.
• Inflation Risk — Returns may not keep pace with inflation over time.
• Liquidity Risk — Some investments may be difficult to sell quickly at fair market value.
• Concentration Risk — Portfolios concentrated in a single sector or security type are more vulnerable to volatility in that area.
• Credit Risk — The issuer of a bond or other fixed income security may default on interest or principal payments.

Past performance of any investment, strategy, or index is not indicative of future results and is not a guarantee of any future performance.

The information presented on this website is for general informational and educational purposes only and does not constitute financial, tax, legal, or accounting advice. It should not be relied upon as a substitute for professional guidance tailored to your individual circumstances.

Any projections, forward-looking statements, or hypothetical illustrations discussed are inherently subject to uncertainty and should not be interpreted as promises or guarantees of any specific outcome. Actual results will vary.

References to specific strategies, products, or services on this website do not constitute a recommendation or endorsement. All recommendations are made only in the context of a formal advisory relationship, after review of a client's complete financial situation, goals, and risk tolerance.

This website may contain links to third-party websites maintained by organizations not affiliated with LPL Financial or North Pointe Wealth Management. These links are provided as a convenience and for informational purposes only. LPL Financial and North Pointe Wealth Management do not endorse, recommend, or make any representations about the accuracy, completeness, or timeliness of information on any third-party website.

When you click on a link to a third-party website, you leave this website and are subject to the terms, conditions, and privacy policies of that site. LPL Financial and North Pointe Wealth Management bear no responsibility for the content of any external website.

Content on this website, including any articles, blog posts, or commentary, is provided for general informational purposes and does not represent personalized investment advice. Market data and statistics, where referenced, are obtained from sources believed to be reliable but cannot be guaranteed for accuracy or completeness.

LPL Financial maintains its own privacy policy governing how client information is collected, used, and protected. You can view LPL Financial's privacy policy directly using the link below.

FINRA's BrokerCheck is a free tool that allows investors to research the professional backgrounds of current and former FINRA-registered brokerage firms and their registered securities professionals. You can use BrokerCheck to review registration status, employment history, and any regulatory disclosures on file.

We encourage all current and prospective clients to use BrokerCheck as part of their due diligence process. Andrew Bermani-McCann's BrokerCheck profile is publicly available through FINRA.